Texas Bank
Headquartered in HENDERSON, TX. Analysis based on 76 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $29.4M.
Total 7(a) loans
76
Total approved
$29.4M
Average loan
$387K
States funded in
1
Charge-off rate
6.00%
FY2020–FY2023 cohort
Paid-in-full rate
30.00%
Average rate
7.58%
Average term
112 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238990 | All Other Specialty Trade Contractors | 5 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 524210 | Insurance Agencies and Brokerages | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 238210 | Electrical Contractors | 2 |
| 311811 | Retail Bakeries | 2 |
| 621310 | Offices of Chiropractors | 2 |
| 541890 | Other Services Related to Advertising | 2 |
| 237990 | Other Heavy and Civil Engineering Construction | 2 |
| 237310 | Highway, Street, and Bridge Construction | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 76 |
Top franchise brands financed
10 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| House of Bread | 2 |
| YogaSix | 2 |
| FiiZ Drinks | 1 |
| Self Made Training Facility | 1 |
| Professional Black Belt Academ | 1 |
| Fuzzy's Taco Shop | 1 |
| F45 Training | 1 |
| Pie Five | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.