SBA LenderData

Telhio Credit Union Inc

Headquartered in COLUMBUS, OH. Analysis based on 428 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $126.5M.

Total 7(a) loans
428
Total approved
$126.5M
Average loan
$295K
States funded in
5
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
20.39%
Average rate
8.59%
Average term
141 mo

Top 10 industries financed

NAICS Industry Loans
722513 Limited-Service Restaurants 20
624410 Child Day Care Services 18
722511 Full-Service Restaurants 18
484110 General Freight Trucking, Local 16
713940 Fitness and Recreational Sports Centers 11
561730 Landscaping Services 11
531190 Lessors of Other Real Estate Property 8
531390 Other Activities Related to Real Estate 8
238220 Plumbing, Heating, and Air-Conditioning Contractors 8
812910 Pet Care (except Veterinary) Services 8

Top 10 states

State Loans
OH 418
KY 4
FL 3
NC 2
WV 1

Top franchise brands financed

40 franchise loans across 23 distinct brands.

Franchise Loans
Playa Bowls 6
Petland/Safari Stan's 5
Kiddie Academy 3
Orange Theory Fitness 2
Burn Boot Camp Fitness 2
Tous Les Jours 2
The UPS Store  (f/k/a Mail Box 2
Bahia Bowls 2
Teriyaki Madness 2
Subway 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.