Summit CU
Headquartered in COTTAGE GROVE, WI. Analysis based on 220 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $55.6M.
Total 7(a) loans
220
Total approved
$55.6M
Average loan
$253K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
32.97%
Average rate
6.58%
Average term
136 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 811111 | General Automotive Repair | 10 |
| 311811 | Retail Bakeries | 7 |
| 624410 | Child Day Care Services | 6 |
| 722410 | Drinking Places (Alcoholic Beverages) | 6 |
| 454390 | Other Direct Selling Establishments | 5 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 5 |
| 722511 | Full-Service Restaurants | 5 |
| 238350 | Finish Carpentry Contractors | 5 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 5 |
| 238990 | All Other Specialty Trade Contractors | 4 |
Top 10 states
| State | Loans |
|---|---|
| WI | 218 |
| MN | 2 |
Top franchise brands financed
10 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Biggby Coffee | 3 |
| Subway | 1 |
| RealClean Aircraft Detailing | 1 |
| redbox+ | 1 |
| Billy Sims Barbecue | 1 |
| UNITS | 1 |
| CertaPro Painters | 1 |
| Play It Again Sports | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.