Summit Bank
Headquartered in EUGENE, OR. Analysis based on 85 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $94.4M.
Total 7(a) loans
85
Total approved
$94.4M
Average loan
$1.1M
States funded in
6
Charge-off rate
1.52%
FY2020–FY2023 cohort
Paid-in-full rate
21.21%
Average rate
8.34%
Average term
168 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 6 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 621112 | Offices of Physicians, Mental Health Specialists | 4 |
| 722513 | Limited-Service Restaurants | 3 |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 |
| 812112 | Beauty Salons | 2 |
| 561720 | Janitorial Services | 2 |
| 112920 | Horse and Other Equine Production | 2 |
| 238160 | Roofing Contractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| OR | 72 |
| WA | 6 |
| WI | 3 |
| ID | 2 |
| CA | 1 |
| AZ | 1 |
Top franchise brands financed
11 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| X-Golf | 3 |
| CAFE YUMM! | 3 |
| Ascend Hotel Collection by Cho | 1 |
| Woodcraft | 1 |
| Anytime Fitness | 1 |
| European Wax Center | 1 |
| Gameday Men's Health/Gameday | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.