SBA LenderData

Stone Bank

Headquartered in MOUNTAIN VIEW, AR. Analysis based on 408 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $304.4M.

Total 7(a) loans
408
Total approved
$304.4M
Average loan
$746K
States funded in
46
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
28.80%
Average rate
9.26%
Average term
177 mo

Top 10 industries financed

NAICS Industry Loans
811192 Car Washes 21
484121 General Freight Trucking, Long Distance, Truckload 11
812113 Nail Salons 10
624410 Child Day Care Services 10
524210 Insurance Agencies and Brokerages 8
112320 Broilers and Other Meat Type 7
623312 Homes for the Elderly 7
541618 Other Management Consulting Services 7
713940 Fitness and Recreational Sports Centers 7
811111 General Automotive Repair 7

Top 10 states

State Loans
FL 91
CA 45
TX 40
NY 23
GA 15
VA 13
AR 13
CO 12
NJ 11
PA 10

Top franchise brands financed

15 franchise loans across 14 distinct brands.

Franchise Loans
Power Petroleum, Inc. (Multi B 2
Petromark, Inc. - Fuel Supply 1
redbox+ 1
World Fuel Services, Inc Whole 1
True Value Company LLC - Membe 1
Long John Silver's 1
U.S. Lawns 1
Mighty Auto Parts 1
Clarion Inn by Choice Hotels/C 1
Rodizio Grill 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.