St. Louis Bank
Headquartered in St. Louis, MO. Analysis based on 171 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $197.4M.
Total 7(a) loans
171
Total approved
$197.4M
Average loan
$1.2M
States funded in
4
Charge-off rate
0.84%
FY2020–FY2023 cohort
Paid-in-full rate
36.97%
Average rate
8.24%
Average term
151 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 9 |
| 811111 | General Automotive Repair | 7 |
| 561730 | Landscaping Services | 6 |
| 562991 | Septic Tank and Related Services | 5 |
| 722513 | Limited-Service Restaurants | 5 |
| 722410 | Drinking Places (Alcoholic Beverages) | 4 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
| 238990 | All Other Specialty Trade Contractors | 4 |
| 524210 | Insurance Agencies and Brokerages | 3 |
Top 10 states
| State | Loans |
|---|---|
| AZ | 92 |
| MO | 66 |
| IL | 12 |
| KS | 1 |
Top franchise brands financed
31 franchise loans across 22 distinct brands.
| Franchise | Loans |
|---|---|
| F45 Training | 3 |
| Crumbl | 3 |
| 4Ever Young | 2 |
| Any LabTest Now | 2 |
| Quantum Assurance Internationa | 2 |
| Dippin' Dots | 2 |
| Imo's Pizza | 2 |
| Anodyne Pain & Wellness Soluti | 1 |
| R&R Pizza Express | 1 |
| Hot Box Cookies | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.