Service FCU
Headquartered in PORTSMOUTH, NH. Analysis based on 88 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $5.5M.
Total 7(a) loans
88
Total approved
$5.5M
Average loan
$62K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
33.33%
Average rate
6.72%
Average term
73 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 561730 | Landscaping Services | 12 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 9 |
| 236118 | Residential Remodelers | 7 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 6 |
| 238990 | All Other Specialty Trade Contractors | 4 |
| 238210 | Electrical Contractors | 3 |
| 722320 | Caterers | 3 |
| 484110 | General Freight Trucking, Local | 3 |
| 238910 | Site Preparation Contractors | 3 |
| 812112 | Beauty Salons | 2 |
Top 10 states
| State | Loans |
|---|---|
| NH | 79 |
| MA | 7 |
| ME | 2 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.