Seacoast National Bank
Headquartered in STUART, FL. Analysis based on 389 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $292.1M.
Total 7(a) loans
389
Total approved
$292.1M
Average loan
$751K
States funded in
36
Charge-off rate
2.67%
FY2020–FY2023 cohort
Paid-in-full rate
26.67%
Average rate
7.70%
Average term
161 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 27 |
| 722511 | Full-Service Restaurants | 20 |
| 811111 | General Automotive Repair | 18 |
| 541940 | Veterinary Services | 10 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 10 |
| 713940 | Fitness and Recreational Sports Centers | 9 |
| 621310 | Offices of Chiropractors | 9 |
| 541110 | Offices of Lawyers | 8 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 |
| 561720 | Janitorial Services | 7 |
Top 10 states
| State | Loans |
|---|---|
| FL | 228 |
| TX | 22 |
| CO | 13 |
| CA | 13 |
| GA | 11 |
| NY | 9 |
| NJ | 7 |
| MA | 7 |
| NC | 6 |
| AZ | 6 |
Top franchise brands financed
68 franchise loans across 37 distinct brands.
| Franchise | Loans |
|---|---|
| Domino's | 13 |
| Hotworx | 9 |
| Planet Smoothie | 3 |
| Smoothie King | 3 |
| The Goddard School | 3 |
| Pearle Vision | 2 |
| Interstate Batteries - Distrib | 2 |
| NYPD Pizza | 2 |
| Cold Stone Creamery | 2 |
| Farmers Insurance Agent Appoin | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.