SBA LenderData

Rockland Trust Company

Headquartered in ROCKLAND, MA. Analysis based on 553 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $200.5M.

Total 7(a) loans
553
Total approved
$200.5M
Average loan
$363K
States funded in
8
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
27.60%
Average rate
7.27%
Average term
97 mo

Top 10 industries financed

NAICS Industry Loans
722511 Full-Service Restaurants 50
713940 Fitness and Recreational Sports Centers 22
238210 Electrical Contractors 17
722513 Limited-Service Restaurants 16
811111 General Automotive Repair 11
238220 Plumbing, Heating, and Air-Conditioning Contractors 9
236115 New Single-Family Housing Construction (except Operative Builders) 8
561730 Landscaping Services 8
445310 Beer, Wine, and Liquor Stores 8
492110 Couriers 8

Top 10 states

State Loans
MA 440
NH 89
RI 11
CT 7
NY 3
MD 1
NJ 1
ME 1

Top franchise brands financed

41 franchise loans across 21 distinct brands.

Franchise Loans
btone FITNESS 6
Meineke Car Care Center 4
Tropical Smoothie Cafe 3
Fitness Together 3
British Swim School 3
Servpro 2
Honey Dew Donuts 2
The UPS Store  (f/k/a Mail Box 2
VIO Med Spa 2
Ace Hardware 2

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.