RiverBank
Headquartered in SPOKANE, WA. Analysis based on 67 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $32.6M.
Total 7(a) loans
67
Total approved
$32.6M
Average loan
$486K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
22.22%
Average rate
9.27%
Average term
124 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 6 |
| 238910 | Site Preparation Contractors | 3 |
| 112310 | Chicken Egg Production | 3 |
| 111110 | Soybean Farming | 2 |
| 238320 | Painting and Wall Covering Contractors | 2 |
| 621210 | Offices of Dentists | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 561920 | Convention and Trade Show Organizers | 2 |
| 115112 | Soil Preparation, Planting, and Cultivating | 2 |
| 333243 | Sawmill, Woodworking, and Paper Machinery Manufacturing | 2 |
Top 10 states
| State | Loans |
|---|---|
| WA | 36 |
| AR | 22 |
| ID | 8 |
| MO | 1 |
Top franchise brands financed
2 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Five Star Painting | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.