Renasant Bank
Headquartered in TUPELO, MS. Analysis based on 437 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $442.5M.
Total 7(a) loans
437
Total approved
$442.5M
Average loan
$1.0M
States funded in
18
Charge-off rate
1.25%
FY2020–FY2023 cohort
Paid-in-full rate
35.42%
Average rate
7.43%
Average term
194 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 37 |
| 722513 | Limited-Service Restaurants | 29 |
| 524210 | Insurance Agencies and Brokerages | 16 |
| 447110 | Gasoline Stations with Convenience Stores | 13 |
| 811111 | General Automotive Repair | 13 |
| 112320 | Broilers and Other Meat Type | 11 |
| 561730 | Landscaping Services | 9 |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 |
| 713940 | Fitness and Recreational Sports Centers | 7 |
| 624410 | Child Day Care Services | 7 |
Top 10 states
| State | Loans |
|---|---|
| GA | 215 |
| FL | 83 |
| MS | 40 |
| AL | 35 |
| TN | 32 |
| LA | 10 |
| SC | 7 |
| KY | 3 |
| IL | 2 |
| TX | 2 |
Top franchise brands financed
82 franchise loans across 59 distinct brands.
| Franchise | Loans |
|---|---|
| The UPS Store (f/k/a Mail Box | 6 |
| Raining Berries | 5 |
| Great American Cookies | 3 |
| World Fuel Services, Inc Whole | 3 |
| Christian Brothers Automotive | 3 |
| Next Level Petroleum (Mulstipl | 2 |
| Smash My Trash | 2 |
| Vital Care | 2 |
| DQ Grill & Chill Operating Agr | 2 |
| Duck Donuts | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.