PS Bank
Headquartered in WYALUSING, PA. Analysis based on 150 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $25.0M.
Total 7(a) loans
150
Total approved
$25.0M
Average loan
$167K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
43.37%
Average rate
7.29%
Average term
110 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 484110 | General Freight Trucking, Local | 12 |
| 722513 | Limited-Service Restaurants | 8 |
| 722511 | Full-Service Restaurants | 7 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 6 |
| 212311 | Dimension Stone Mining and Quarrying | 6 |
| 561730 | Landscaping Services | 6 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 5 |
| 113310 | Logging | 5 |
| 621498 | All Other Outpatient Care Centers | 4 |
| 812112 | Beauty Salons | 3 |
Top 10 states
| State | Loans |
|---|---|
| PA | 144 |
| SC | 3 |
| NY | 3 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Jimmy John's | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.