Peoples National Bank National Association
Headquartered in MCLEANSBORO, IL. Analysis based on 87 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $44.4M.
Total 7(a) loans
87
Total approved
$44.4M
Average loan
$510K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
30.88%
Average rate
6.17%
Average term
132 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 9 |
| 623210 | Residential Mental Retardation Facilities | 7 |
| 722513 | Limited-Service Restaurants | 6 |
| 238910 | Site Preparation Contractors | 4 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 624410 | Child Day Care Services | 4 |
| 423930 | Recyclable Material Merchant Wholesalers | 2 |
| 541620 | Environmental Consulting Services | 2 |
| 424910 | Farm Supplies Merchant Wholesalers | 2 |
| 621910 | Ambulance Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| IL | 50 |
| MO | 36 |
| IN | 1 |
Top franchise brands financed
7 franchise loans across 6 distinct brands.
| Franchise | Loans |
|---|---|
| F45 Training | 2 |
| Mellow Mushroom | 1 |
| Dippin' Dots | 1 |
| Imo's Pizza | 1 |
| Bumble Bee Blinds | 1 |
| Waffle House | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.