Peapack Private Bank and Trust
Headquartered in Bedminster, NJ. Analysis based on 257 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $313.7M.
Total 7(a) loans
257
Total approved
$313.7M
Average loan
$1.2M
States funded in
9
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
26.67%
Average rate
7.61%
Average term
179 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 29 |
| 445310 | Beer, Wine, and Liquor Stores | 20 |
| 722513 | Limited-Service Restaurants | 20 |
| 722511 | Full-Service Restaurants | 16 |
| 811192 | Car Washes | 7 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 7 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 621391 | Offices of Podiatrists | 5 |
| 236220 | Commercial and Institutional Building Construction | 4 |
| 238210 | Electrical Contractors | 4 |
Top 10 states
| State | Loans |
|---|---|
| NJ | 153 |
| NY | 66 |
| PA | 22 |
| FL | 5 |
| CT | 4 |
| CA | 3 |
| VA | 2 |
| TX | 1 |
| SC | 1 |
Top franchise brands financed
54 franchise loans across 29 distinct brands.
| Franchise | Loans |
|---|---|
| Red Roof Inn | 8 |
| Quality Inn by Choice Hotels / | 5 |
| Popeyes Louisiana Kitchen | 5 |
| Hand and Stone Massage and Fac | 3 |
| The UPS Store (f/k/a Mail Box | 3 |
| Dunkin' Donuts | 3 |
| Powered by MHO Hotels | 2 |
| Econo Lodge by Choice Hotels/E | 2 |
| Church's Chicken | 2 |
| Baymont by Wyndham aka Baymont | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.