SBA LenderData

Numerica CU

Headquartered in SPOKANE VALLEY, WA. Analysis based on 124 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $54.4M.

Total 7(a) loans
124
Total approved
$54.4M
Average loan
$439K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
37.89%
Average rate
6.74%
Average term
164 mo

Top 10 industries financed

NAICS Industry Loans
541990 All Other Professional, Scientific, and Technical Services 5
485991 Special Needs Transportation 4
722513 Limited-Service Restaurants 4
812910 Pet Care (except Veterinary) Services 3
624410 Child Day Care Services 3
238110 Poured Concrete Foundation and Structure Contractors 3
445299 All Other Specialty Food Stores 3
524210 Insurance Agencies and Brokerages 3
238220 Plumbing, Heating, and Air-Conditioning Contractors 3
238160 Roofing Contractors 3

Top 10 states

State Loans
WA 94
ID 27
OR 3

Top franchise brands financed

15 franchise loans across 11 distinct brands.

Franchise Loans
The UPS Store  (f/k/a Mail Box 3
Crumbl 2
USA Insulation 2
Dairy Queen Stores of Spokane, 1
Shoot 360 1
ConocoPhillips - Branded Resel 1
Elements Massage 1
Bruchi's Restaurant - Master L 1
Plato's Closet 1
Farmers Insurance Agent Appoin 1

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Data source & methodology

All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.