New York Business Development Corporation
Headquartered in Latham, NY. Analysis based on 138 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $115.2M.
Total 7(a) loans
138
Total approved
$115.2M
Average loan
$835K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
21.51%
Average rate
8.45%
Average term
148 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 19 |
| 722513 | Limited-Service Restaurants | 6 |
| 722410 | Drinking Places (Alcoholic Beverages) | 6 |
| 312120 | Breweries | 6 |
| 624410 | Child Day Care Services | 5 |
| 811111 | General Automotive Repair | 5 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 561730 | Landscaping Services | 3 |
| 541990 | All Other Professional, Scientific, and Technical Services | 3 |
| 812990 | All Other Personal Services | 3 |
Top 10 states
| State | Loans |
|---|---|
| NY | 138 |
Top franchise brands financed
8 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| Kawasaki - Dealer Term Sales a | 1 |
| Orange Theory Fitness | 1 |
| True Value Company LLC - Membe | 1 |
| Volvo Trucks North America - D | 1 |
| American Family Care/AFC Urgen | 1 |
| Schmitt Sales Inc. - Commissio | 1 |
| Jersey Mike's | 1 |
| PrimoHoagies | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.