Navigant CU
Headquartered in SMITHFIELD, RI. Analysis based on 62 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $15.1M.
Total 7(a) loans
62
Total approved
$15.1M
Average loan
$243K
States funded in
2
Charge-off rate
2.38%
FY2020–FY2023 cohort
Paid-in-full rate
21.43%
Average rate
7.36%
Average term
112 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 10 |
| 722511 | Full-Service Restaurants | 7 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 3 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 445310 | Beer, Wine, and Liquor Stores | 3 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 3 |
| 311812 | Commercial Bakeries | 2 |
| 311811 | Retail Bakeries | 2 |
| 624410 | Child Day Care Services | 2 |
| 713940 | Fitness and Recreational Sports Centers | 2 |
Top 10 states
| State | Loans |
|---|---|
| RI | 57 |
| MA | 5 |
Top franchise brands financed
10 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Jersey Mike's | 7 |
| Minuteman Press | 1 |
| Honey Dew Donuts | 1 |
| ColorTyme | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.