MVB Bank, Inc.
Headquartered in FAIRMONT, WV. Analysis based on 166 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $193.9M.
Total 7(a) loans
166
Total approved
$193.9M
Average loan
$1.2M
States funded in
38
Charge-off rate
3.64%
FY2020–FY2023 cohort
Paid-in-full rate
31.52%
Average rate
6.58%
Average term
143 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 524210 | Insurance Agencies and Brokerages | 26 |
| 621210 | Offices of Dentists | 10 |
| 621610 | Home Health Care Services | 9 |
| 621310 | Offices of Chiropractors | 5 |
| 238990 | All Other Specialty Trade Contractors | 5 |
| 812210 | Funeral Homes and Funeral Services | 5 |
| 561730 | Landscaping Services | 4 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 3 |
| 441310 | Automotive Parts and Accessories Stores | 3 |
| 238210 | Electrical Contractors | 3 |
Top 10 states
| State | Loans |
|---|---|
| CA | 20 |
| FL | 15 |
| VA | 14 |
| TX | 12 |
| WV | 11 |
| CO | 8 |
| IL | 8 |
| NY | 7 |
| OH | 7 |
| NC | 6 |
Top franchise brands financed
11 franchise loans across 9 distinct brands.
| Franchise | Loans |
|---|---|
| Right at Home | 3 |
| Urban Air Adventure Park | 1 |
| The Little Gym | 1 |
| Estrella Insurance | 1 |
| CPR - Cell Phone Repair | 1 |
| Sylvan Learning Centers | 1 |
| Amazing Lash Studio | 1 |
| Always Best Care Senior Servic | 1 |
| Farmers Insurance Agent Appoin | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.