Mission Bank
Headquartered in BAKERSFIELD, CA. Analysis based on 107 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $80.1M.
Total 7(a) loans
107
Total approved
$80.1M
Average loan
$749K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
23.81%
Average rate
8.50%
Average term
156 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 11 |
| 713940 | Fitness and Recreational Sports Centers | 8 |
| 722511 | Full-Service Restaurants | 8 |
| 238210 | Electrical Contractors | 5 |
| 531311 | Residential Property Managers | 4 |
| 621512 | Diagnostic Imaging Centers | 4 |
| 238990 | All Other Specialty Trade Contractors | 3 |
| 115113 | Crop Harvesting, Primarily by Machine | 3 |
| 445120 | Convenience Stores | 3 |
| 238310 | Drywall and Insulation Contractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 106 |
| AZ | 1 |
Top franchise brands financed
15 franchise loans across 12 distinct brands.
| Franchise | Loans |
|---|---|
| Jimmy John's | 2 |
| KidStrong | 2 |
| F45 Training | 2 |
| Circle K Convenience Store & M | 1 |
| CycleBar | 1 |
| Crumbl | 1 |
| Roll Em Up Taquitos | 1 |
| Wendy's | 1 |
| Rumble | 1 |
| Jersey Mike's | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.