Midwest Regional Bank
Headquartered in FESTUS, MO. Analysis based on 697 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $647.2M.
Total 7(a) loans
697
Total approved
$647.2M
Average loan
$929K
States funded in
16
Charge-off rate
3.23%
FY2020–FY2023 cohort
Paid-in-full rate
23.44%
Average rate
8.43%
Average term
173 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 76 |
| 713940 | Fitness and Recreational Sports Centers | 47 |
| 624410 | Child Day Care Services | 33 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 20 |
| 722513 | Limited-Service Restaurants | 18 |
| 811111 | General Automotive Repair | 14 |
| 812112 | Beauty Salons | 13 |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 12 |
| 811192 | Car Washes | 11 |
| 312120 | Breweries | 10 |
Top 10 states
| State | Loans |
|---|---|
| TX | 216 |
| MO | 123 |
| AZ | 121 |
| FL | 110 |
| CO | 94 |
| IL | 16 |
| NC | 6 |
| SC | 3 |
| CA | 1 |
| IN | 1 |
Top franchise brands financed
140 franchise loans across 105 distinct brands.
| Franchise | Loans |
|---|---|
| Hotworx | 10 |
| Crumbl | 6 |
| Premier Martial Arts Studio | 5 |
| Fit Body Boot Camp | 3 |
| Jersey Mike's | 3 |
| The UPS Store (f/k/a Mail Box | 3 |
| PJ's Coffee of New Orleans | 3 |
| FlannelJax's | 2 |
| PickUp USA Fitness | 2 |
| Smash My Trash | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.