Merrimack County Savings Bank
Headquartered in CONCORD, NH. Analysis based on 113 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $23.7M.
Total 7(a) loans
113
Total approved
$23.7M
Average loan
$210K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
22.86%
Average rate
6.73%
Average term
104 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 561730 | Landscaping Services | 19 |
| 722513 | Limited-Service Restaurants | 11 |
| 238990 | All Other Specialty Trade Contractors | 8 |
| 111421 | Nursery and Tree Production | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 524210 | Insurance Agencies and Brokerages | 4 |
| 811111 | General Automotive Repair | 4 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 3 |
| 238210 | Electrical Contractors | 3 |
| 424930 | Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers | 3 |
Top 10 states
| State | Loans |
|---|---|
| NH | 112 |
| MA | 1 |
Top franchise brands financed
5 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Wrap City | 3 |
| Ace Hardware | 1 |
| Budget Blinds | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.