Machias Savings Bank
Headquartered in MACHIAS, ME. Analysis based on 62 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $23.3M.
Total 7(a) loans
62
Total approved
$23.3M
Average loan
$375K
States funded in
1
Charge-off rate
2.94%
FY2020–FY2023 cohort
Paid-in-full rate
14.71%
Average rate
7.14%
Average term
133 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 5 |
| 238990 | All Other Specialty Trade Contractors | 4 |
| 541810 | Advertising Agencies | 4 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
| 812910 | Pet Care (except Veterinary) Services | 4 |
| 713950 | Bowling Centers | 3 |
| 624410 | Child Day Care Services | 2 |
| 711510 | Independent Artists, Writers, and Performers | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 312130 | Wineries | 2 |
Top 10 states
| State | Loans |
|---|---|
| ME | 62 |
Top franchise brands financed
4 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Coffee News | 3 |
| Aroma Joe's | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.