Liberty Bank
Headquartered in Middletown, CT. Analysis based on 256 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $57.1M.
Total 7(a) loans
256
Total approved
$57.1M
Average loan
$223K
States funded in
2
Charge-off rate
5.13%
FY2020–FY2023 cohort
Paid-in-full rate
31.41%
Average rate
8.87%
Average term
104 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 22 |
| 236118 | Residential Remodelers | 11 |
| 722513 | Limited-Service Restaurants | 9 |
| 812112 | Beauty Salons | 8 |
| 561730 | Landscaping Services | 8 |
| 624410 | Child Day Care Services | 7 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 6 |
| 713940 | Fitness and Recreational Sports Centers | 6 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 5 |
| 541110 | Offices of Lawyers | 4 |
Top 10 states
| State | Loans |
|---|---|
| CT | 250 |
| MA | 6 |
Top franchise brands financed
11 franchise loans across 8 distinct brands.
| Franchise | Loans |
|---|---|
| ServiceMaster | 2 |
| Closet & Storage Concepts | 2 |
| Snap Fitness | 2 |
| 9Round | 1 |
| Tremble | 1 |
| Clean Juice | 1 |
| Roosters Men's Grooming Center | 1 |
| ActionCOACH | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.