Legacy Bank & Trust Company
Headquartered in Mt. Grove, MO. Analysis based on 112 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $47.0M.
Total 7(a) loans
112
Total approved
$47.0M
Average loan
$419K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
44.04%
Average rate
6.08%
Average term
179 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 8 |
| 811111 | General Automotive Repair | 6 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 5 |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 4 |
| 238150 | Glass and Glazing Contractors | 4 |
| 238990 | All Other Specialty Trade Contractors | 4 |
| 447110 | Gasoline Stations with Convenience Stores | 4 |
| 238290 | Other Building Equipment Contractors | 3 |
| 326122 | Plastics Pipe and Pipe Fitting Manufacturing | 3 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 3 |
Top 10 states
| State | Loans |
|---|---|
| MO | 106 |
| GA | 3 |
| KS | 2 |
| FL | 1 |
Top franchise brands financed
3 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Renew Crew | 1 |
| Edible Arrangements | 1 |
| Walk-On's Bistreaux & Bar | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.