Legacy Bank
Headquartered in HINTON, OK. Analysis based on 121 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $41.2M.
Total 7(a) loans
121
Total approved
$41.2M
Average loan
$340K
States funded in
7
Charge-off rate
1.16%
FY2020–FY2023 cohort
Paid-in-full rate
58.14%
Average rate
7.23%
Average term
97 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 213112 | Support Activities for Oil and Gas Operations | 12 |
| 484110 | General Freight Trucking, Local | 6 |
| 532490 | Other Commercial and Industrial Machinery and Equipment Rental and Lea | 5 |
| 811111 | General Automotive Repair | 5 |
| 722511 | Full-Service Restaurants | 5 |
| 561730 | Landscaping Services | 4 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 |
| 722513 | Limited-Service Restaurants | 4 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 4 |
| 238310 | Drywall and Insulation Contractors | 4 |
Top 10 states
| State | Loans |
|---|---|
| OK | 81 |
| CA | 25 |
| TX | 10 |
| AR | 2 |
| AK | 1 |
| KY | 1 |
| KS | 1 |
Top franchise brands financed
4 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Golden Corral | 1 |
| Holiday Inn Express/Holiday In | 1 |
| Frios Gourmet Pops | 1 |
| Candlewood Suites | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.