German American Bank
Headquartered in JASPER, IN. Analysis based on 244 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $84.1M.
Total 7(a) loans
244
Total approved
$84.1M
Average loan
$345K
States funded in
3
Charge-off rate
0.93%
FY2020–FY2023 cohort
Paid-in-full rate
34.11%
Average rate
6.23%
Average term
125 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 19 |
| 722513 | Limited-Service Restaurants | 16 |
| 621210 | Offices of Dentists | 9 |
| 524210 | Insurance Agencies and Brokerages | 7 |
| 722410 | Drinking Places (Alcoholic Beverages) | 7 |
| 621310 | Offices of Chiropractors | 6 |
| 312120 | Breweries | 5 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 5 |
| 811111 | General Automotive Repair | 5 |
| 236118 | Residential Remodelers | 4 |
Top 10 states
| State | Loans |
|---|---|
| OH | 119 |
| IN | 101 |
| KY | 24 |
Top franchise brands financed
29 franchise loans across 22 distinct brands.
| Franchise | Loans |
|---|---|
| Subway | 3 |
| Ace Hardware | 3 |
| The Joint...The Chiropractic P | 2 |
| Scooter's Coffee | 2 |
| Chicken Salad Chick | 2 |
| Ivybrook Academy | 1 |
| LINE-X | 1 |
| Dairy Queen Operating Agreemen | 1 |
| Teriyaki Madness | 1 |
| Vision Source | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.