Georgia Banking Company
Headquartered in Atlanta, GA. Analysis based on 94 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $62.4M.
Total 7(a) loans
94
Total approved
$62.4M
Average loan
$663K
States funded in
4
Charge-off rate
2.78%
FY2020–FY2023 cohort
Paid-in-full rate
25.00%
Average rate
6.91%
Average term
134 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 10 |
| 722513 | Limited-Service Restaurants | 6 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 |
| 812112 | Beauty Salons | 4 |
| 447110 | Gasoline Stations with Convenience Stores | 3 |
| 238210 | Electrical Contractors | 3 |
| 561730 | Landscaping Services | 3 |
| 713940 | Fitness and Recreational Sports Centers | 3 |
| 812111 | Barber Shops | 3 |
Top 10 states
| State | Loans |
|---|---|
| GA | 89 |
| TX | 2 |
| FL | 2 |
| SC | 1 |
Top franchise brands financed
29 franchise loans across 17 distinct brands.
| Franchise | Loans |
|---|---|
| Crumbl | 5 |
| Thompson-Kenny (Multi-Brand) - | 3 |
| Smoothie King | 3 |
| Benjamin Moore - New Entrepren | 2 |
| Subway | 2 |
| MOOYAH | 2 |
| Pirtek | 2 |
| Premier Petroleum, Inc - Petro | 1 |
| Pepper Boxing | 1 |
| The Ten Spot | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.