Flagstar Bank National Association
Headquartered in Hicksville, NY. Analysis based on 59 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $16.6M.
Total 7(a) loans
59
Total approved
$16.6M
Average loan
$281K
States funded in
8
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
7.32%
Average rate
7.41%
Average term
143 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 6 |
| 561730 | Landscaping Services | 4 |
| 621310 | Offices of Chiropractors | 4 |
| 812112 | Beauty Salons | 4 |
| 811111 | General Automotive Repair | 2 |
| 423840 | Industrial Supplies Merchant Wholesalers | 2 |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 2 |
| 238330 | Flooring Contractors | 2 |
| 238990 | All Other Specialty Trade Contractors | 2 |
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 2 |
Top 10 states
| State | Loans |
|---|---|
| MI | 43 |
| CA | 5 |
| FL | 4 |
| IN | 3 |
| MT | 1 |
| IL | 1 |
| OR | 1 |
| AZ | 1 |
Top franchise brands financed
8 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Jimmy John's | 3 |
| Domino's | 2 |
| New Auto One | 2 |
| The UPS Store (f/k/a Mail Box | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.