First United Bank and Trust Company
Headquartered in DURANT, OK. Analysis based on 203 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $184.8M.
Total 7(a) loans
203
Total approved
$184.8M
Average loan
$910K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
26.12%
Average rate
7.42%
Average term
168 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 14 |
| 713940 | Fitness and Recreational Sports Centers | 12 |
| 722513 | Limited-Service Restaurants | 10 |
| 811111 | General Automotive Repair | 6 |
| 812910 | Pet Care (except Veterinary) Services | 6 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 5 |
| 713990 | All Other Amusement and Recreation Industries | 5 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 5 |
| 624410 | Child Day Care Services | 4 |
| 621310 | Offices of Chiropractors | 4 |
Top 10 states
| State | Loans |
|---|---|
| TX | 142 |
| OK | 58 |
| FL | 2 |
| TN | 1 |
Top franchise brands financed
28 franchise loans across 25 distinct brands.
| Franchise | Loans |
|---|---|
| Jersey Mike's | 3 |
| Smokey Mo's Bar-B-Q | 2 |
| Liberty Tax Service | 1 |
| NerdsToGo | 1 |
| We Rock The Spectrum Kid's Gym | 1 |
| Image360 | 1 |
| Golden Corral | 1 |
| Five Star Painting | 1 |
| The Brass Tap | 1 |
| Stretch Lab | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.