First Service Bank
Headquartered in Greenbrier, AR. Analysis based on 137 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $97.1M.
Total 7(a) loans
137
Total approved
$97.1M
Average loan
$709K
States funded in
8
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
26.76%
Average rate
7.93%
Average term
158 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 112310 | Chicken Egg Production | 47 |
| 112320 | Broilers and Other Meat Type | 25 |
| 238310 | Drywall and Insulation Contractors | 4 |
| 812112 | Beauty Salons | 4 |
| 238210 | Electrical Contractors | 3 |
| 611620 | Sports and Recreation Instruction | 3 |
| 722330 | Mobile Food Services | 3 |
| 311612 | Meat Processed from Carcasses | 2 |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 2 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 2 |
Top 10 states
| State | Loans |
|---|---|
| AR | 115 |
| MO | 10 |
| TX | 5 |
| IA | 2 |
| TN | 2 |
| SD | 1 |
| IN | 1 |
| OK | 1 |
Top franchise brands financed
2 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Quality Inn by Choice Hotels / | 1 |
| Peachwave Frozen Yogurt (Licen | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.