First Financial Bank
Headquartered in El Dorado, AR. Analysis based on 1,077 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $1.02B.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
First Financial Bank ranks #20 by charge-off rate (0.68%).
Total 7(a) loans
1,077
Total approved
$1.02B
Average loan
$947K
States funded in
48
Charge-off rate
0.68%
FY2020–FY2023 cohort
Paid-in-full rate
27.43%
Average rate
7.03%
Average term
150 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 112320 | Broilers and Other Meat Type | 308 |
| 812910 | Pet Care (except Veterinary) Services | 92 |
| 112390 | Other Poultry Production | 74 |
| 446110 | Pharmacies and Drug Stores | 57 |
| 541940 | Veterinary Services | 37 |
| 484110 | General Freight Trucking, Local | 19 |
| 621310 | Offices of Chiropractors | 11 |
| 713940 | Fitness and Recreational Sports Centers | 10 |
| 621210 | Offices of Dentists | 10 |
| 722511 | Full-Service Restaurants | 10 |
Top 10 states
| State | Loans |
|---|---|
| OH | 194 |
| TX | 162 |
| AR | 102 |
| IN | 93 |
| NC | 62 |
| LA | 56 |
| MS | 53 |
| AL | 37 |
| KY | 35 |
| TN | 27 |
Top franchise brands financed
82 franchise loans across 36 distinct brands.
| Franchise | Loans |
|---|---|
| Vital Care | 21 |
| Health Mart Pharmacy | 13 |
| The Medicine Shoppe | 4 |
| Senior Helpers | 3 |
| Good Neighbor Pharmacy | 3 |
| Pure Barre | 2 |
| Visiting Angels | 2 |
| Home Helpers Home Care | 2 |
| Bricks & Minifigs | 2 |
| Concrete Craft | 2 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.