Financial Resources Federal Credit Union
Headquartered in Branchburg, NJ. Analysis based on 95 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $156.3M.
Total 7(a) loans
95
Total approved
$156.3M
Average loan
$1.6M
States funded in
6
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
19.64%
Average rate
8.75%
Average term
189 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 5 |
| 237110 | Water and Sewer Line and Related Structures Construction | 4 |
| 541511 | Custom Computer Programming Services | 3 |
| 812310 | Coin-Operated Laundries and Drycleaners | 3 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 2 |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 |
| 238290 | Other Building Equipment Contractors | 2 |
| 327213 | Glass Container Manufacturing | 2 |
| 325412 | Pharmaceutical Preparation Manufacturing | 2 |
| 445310 | Beer, Wine, and Liquor Stores | 2 |
Top 10 states
| State | Loans |
|---|---|
| NJ | 64 |
| PA | 18 |
| NY | 10 |
| IL | 1 |
| MO | 1 |
| CA | 1 |
Top franchise brands financed
4 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| K-9 Resorts Daycare & Luxury H | 2 |
| The UPS Store (f/k/a Mail Box | 1 |
| The Gravity Vault | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.