Fidelity Deposit and Discount Bank
Headquartered in DUNMORE, PA. Analysis based on 89 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $29.7M.
Total 7(a) loans
89
Total approved
$29.7M
Average loan
$334K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
23.21%
Average rate
6.38%
Average term
137 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 12 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 4 |
| 562119 | Other Waste Collection | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 812910 | Pet Care (except Veterinary) Services | 3 |
| 621310 | Offices of Chiropractors | 2 |
| 444130 | Hardware Stores | 2 |
| 524210 | Insurance Agencies and Brokerages | 2 |
| 812112 | Beauty Salons | 2 |
| 624410 | Child Day Care Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| PA | 86 |
| NJ | 2 |
| OH | 1 |
Top franchise brands financed
9 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| redbox+ | 3 |
| Pizza Hut | 1 |
| Hand and Stone Massage and Fac | 1 |
| Bojangles' | 1 |
| PrimoHoagies | 1 |
| Ben & Jerry's | 1 |
| Philly Pretzel Factory | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.