Equity Bank
Headquartered in ANDOVER, KS. Analysis based on 207 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $118.5M.
Total 7(a) loans
207
Total approved
$118.5M
Average loan
$573K
States funded in
13
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
31.58%
Average rate
7.13%
Average term
149 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238910 | Site Preparation Contractors | 12 |
| 722513 | Limited-Service Restaurants | 11 |
| 312120 | Breweries | 6 |
| 722511 | Full-Service Restaurants | 6 |
| 561730 | Landscaping Services | 6 |
| 721110 | Hotels (except Casino Hotels) and Motels | 6 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 621310 | Offices of Chiropractors | 5 |
| 541110 | Offices of Lawyers | 4 |
| 453910 | Pet and Pet Supplies Stores | 4 |
Top 10 states
| State | Loans |
|---|---|
| KS | 83 |
| MO | 57 |
| OK | 26 |
| AR | 18 |
| TX | 10 |
| ND | 3 |
| OH | 2 |
| WI | 2 |
| CO | 2 |
| NC | 1 |
Top franchise brands financed
34 franchise loans across 18 distinct brands.
| Franchise | Loans |
|---|---|
| Freddy's Frozen Custard & Stea | 6 |
| Petland/Safari Stan's | 5 |
| Scooter's Coffee | 4 |
| DRIPBaR | 3 |
| 100% Chiropractic | 2 |
| AMERICA'S BEST INNS & SUITES | 2 |
| Ace Hardware | 1 |
| World Fuel Services, Inc. Fuel | 1 |
| OAA Independent Strategic Memb | 1 |
| Mac Tools | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.