EastRise Federal Credit Union
Headquartered in Williston, VT. Analysis based on 54 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $4.0M.
Total 7(a) loans
54
Total approved
$4.0M
Average loan
$74K
States funded in
1
Charge-off rate
2.00%
FY2020–FY2023 cohort
Paid-in-full rate
38.00%
Average rate
6.65%
Average term
72 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 484110 | General Freight Trucking, Local | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 561730 | Landscaping Services | 3 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 811111 | General Automotive Repair | 2 |
| 623990 | Other Residential Care Facilities | 2 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 2 |
| 813990 | Other Similar Organizations (except Business, Professional, Labor, and | 2 |
| 621391 | Offices of Podiatrists | 2 |
Top 10 states
| State | Loans |
|---|---|
| VT | 54 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.