Dime Community Bank
Headquartered in Hauppauge, NY. Analysis based on 222 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $250.6M.
Total 7(a) loans
222
Total approved
$250.6M
Average loan
$1.1M
States funded in
9
Charge-off rate
0.50%
FY2020–FY2023 cohort
Paid-in-full rate
19.60%
Average rate
7.75%
Average term
135 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 20 |
| 722513 | Limited-Service Restaurants | 15 |
| 339999 | All Other Miscellaneous Manufacturing | 5 |
| 713940 | Fitness and Recreational Sports Centers | 5 |
| 722320 | Caterers | 5 |
| 236116 | New Multifamily Housing Construction (except Operative Builders) | 4 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 4 |
| 445299 | All Other Specialty Food Stores | 4 |
| 424810 | Beer and Ale Merchant Wholesalers | 4 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
Top 10 states
| State | Loans |
|---|---|
| NY | 193 |
| NJ | 16 |
| CT | 4 |
| TX | 3 |
| FL | 2 |
| IL | 1 |
| MD | 1 |
| OR | 1 |
| SC | 1 |
Top franchise brands financed
18 franchise loans across 16 distinct brands.
| Franchise | Loans |
|---|---|
| Stretch Lab | 3 |
| City Wide | 1 |
| Crunch | 1 |
| KFC | 1 |
| Executive Care Your Home Care | 1 |
| Ace Hardware | 1 |
| Five Guys Burgers and Fries | 1 |
| Kilwins Chocolates and Ice Cre | 1 |
| Wing Zone | 1 |
| Carvel Ice Cream Shoppe | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.