Craft Bank
Headquartered in ATLANTA, GA. Analysis based on 110 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $116.8M.
Total 7(a) loans
110
Total approved
$116.8M
Average loan
$1.1M
States funded in
22
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
22.67%
Average rate
8.59%
Average term
204 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 14 |
| 713940 | Fitness and Recreational Sports Centers | 9 |
| 721110 | Hotels (except Casino Hotels) and Motels | 7 |
| 624410 | Child Day Care Services | 6 |
| 623312 | Homes for the Elderly | 6 |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 4 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 4 |
| 484110 | General Freight Trucking, Local | 2 |
| 722511 | Full-Service Restaurants | 2 |
| 812210 | Funeral Homes and Funeral Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| GA | 63 |
| FL | 6 |
| TX | 6 |
| WA | 4 |
| MO | 3 |
| LA | 3 |
| OH | 3 |
| CO | 2 |
| AL | 2 |
| OK | 2 |
Top franchise brands financed
25 franchise loans across 16 distinct brands.
| Franchise | Loans |
|---|---|
| The NOW Massage | 3 |
| Madabolic | 3 |
| Upgrade Labs | 3 |
| Jamba | 2 |
| Auntie Anne's | 2 |
| Knuckies Hoagies | 2 |
| Jeremiah's Italian Ice | 1 |
| Togo's and TOGO'S | 1 |
| Ellie Mental Health | 1 |
| Country Inn & Suites by Radiss | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.