Community Choice CU
Headquartered in FARMINGTON HILLS, MI. Analysis based on 64 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $36.5M.
Total 7(a) loans
64
Total approved
$36.5M
Average loan
$571K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
50.00%
Average rate
8.51%
Average term
144 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 7 |
| 722511 | Full-Service Restaurants | 5 |
| 561730 | Landscaping Services | 3 |
| 238990 | All Other Specialty Trade Contractors | 2 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 2 |
| 332312 | Fabricated Structural Metal Manufacturing | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 238150 | Glass and Glazing Contractors | 1 |
| 424720 | Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Sta | 1 |
| 333241 | Food Product Machinery Manufacturing | 1 |
Top 10 states
| State | Loans |
|---|---|
| MI | 58 |
| OH | 6 |
Top franchise brands financed
4 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Save-A-Lot Food Stores- Licens | 1 |
| Charleys Philly Steaks | 1 |
| Saroki's Crispy Chicken & pizz | 1 |
| Papa's Pizza & BBQ | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.