Community Bank of Mississippi
Headquartered in Flowood, MS. Analysis based on 295 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $111.4M.
Total 7(a) loans
295
Total approved
$111.4M
Average loan
$378K
States funded in
5
Charge-off rate
0.48%
FY2020–FY2023 cohort
Paid-in-full rate
25.24%
Average rate
6.60%
Average term
114 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 25 |
| 112320 | Broilers and Other Meat Type | 14 |
| 722513 | Limited-Service Restaurants | 12 |
| 112310 | Chicken Egg Production | 11 |
| 624410 | Child Day Care Services | 10 |
| 561730 | Landscaping Services | 9 |
| 713940 | Fitness and Recreational Sports Centers | 9 |
| 236220 | Commercial and Institutional Building Construction | 8 |
| 487210 | Scenic and Sightseeing Transportation, Water | 7 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
Top 10 states
| State | Loans |
|---|---|
| MS | 216 |
| FL | 41 |
| AL | 30 |
| TN | 6 |
| LA | 2 |
Top franchise brands financed
34 franchise loans across 27 distinct brands.
| Franchise | Loans |
|---|---|
| Lost Pizza Co. | 5 |
| Fox's Pizza Den | 2 |
| Montessori Kids Universe | 2 |
| Sign Gypsies/SG Yard Signs | 2 |
| Americas Best Value Inn | 1 |
| RNR Rock 'N Roll Sushi | 1 |
| Magnolia Soap and Bath | 1 |
| Kona Ice | 1 |
| Snap Fitness | 1 |
| Merry Maids | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.