Citibank, N.A.
Headquartered in Sioux Falls, SD. Analysis based on 276 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $153.0M.
Total 7(a) loans
276
Total approved
$153.0M
Average loan
$554K
States funded in
11
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
34.38%
Average rate
7.85%
Average term
96 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 236118 | Residential Remodelers | 35 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 20 |
| 238210 | Electrical Contractors | 15 |
| 238990 | All Other Specialty Trade Contractors | 9 |
| 722511 | Full-Service Restaurants | 8 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 7 |
| 238350 | Finish Carpentry Contractors | 6 |
| 238340 | Tile and Terrazzo Contractors | 6 |
| 236220 | Commercial and Institutional Building Construction | 6 |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 6 |
Top 10 states
| State | Loans |
|---|---|
| NY | 108 |
| CA | 86 |
| FL | 33 |
| IL | 22 |
| CT | 9 |
| NJ | 7 |
| TX | 5 |
| MD | 3 |
| VA | 1 |
| MA | 1 |
Top franchise brands financed
2 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| CertaPro Painters | 1 |
| Century 21 | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.