CIBM Bank
Headquartered in CHAMPAIGN, IL. Analysis based on 55 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $43.6M.
Total 7(a) loans
55
Total approved
$43.6M
Average loan
$793K
States funded in
7
Charge-off rate
2.78%
FY2020–FY2023 cohort
Paid-in-full rate
16.67%
Average rate
8.00%
Average term
179 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 8 |
| 623312 | Homes for the Elderly | 4 |
| 624410 | Child Day Care Services | 3 |
| 561740 | Carpet and Upholstery Cleaning Services | 3 |
| 722410 | Drinking Places (Alcoholic Beverages) | 3 |
| 621610 | Home Health Care Services | 2 |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 |
| 811111 | General Automotive Repair | 2 |
| 311421 | Fruit and Vegetable Canning | 2 |
| 312120 | Breweries | 2 |
Top 10 states
| State | Loans |
|---|---|
| WI | 27 |
| IL | 20 |
| IN | 4 |
| MS | 1 |
| FL | 1 |
| VA | 1 |
| ND | 1 |
Top franchise brands financed
5 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Steamatic Restoration and Clea | 3 |
| Sleep Inn by Choice Hotels/Sle | 1 |
| World Fuel Services - Wholesal | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.