CIBC Bank USA
Headquartered in CHICAGO, IL. Analysis based on 328 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $212.8M.
Total 7(a) loans
328
Total approved
$212.8M
Average loan
$649K
States funded in
36
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
22.32%
Average rate
7.37%
Average term
111 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 621610 | Home Health Care Services | 70 |
| 722511 | Full-Service Restaurants | 14 |
| 238990 | All Other Specialty Trade Contractors | 10 |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 10 |
| 561720 | Janitorial Services | 9 |
| 811111 | General Automotive Repair | 9 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 8 |
| 492110 | Couriers | 6 |
| 541410 | Interior Design Services | 6 |
| 453910 | Pet and Pet Supplies Stores | 6 |
Top 10 states
| State | Loans |
|---|---|
| IL | 48 |
| FL | 32 |
| CA | 26 |
| NC | 21 |
| TX | 21 |
| MO | 19 |
| OH | 15 |
| NY | 14 |
| GA | 13 |
| CO | 12 |
Top franchise brands financed
103 franchise loans across 32 distinct brands.
| Franchise | Loans |
|---|---|
| Senior Helpers | 23 |
| Visiting Angels | 12 |
| Comfort Keepers | 6 |
| SYNERGY HomeCare | 4 |
| Servpro | 4 |
| AAMCO Transmissions | 4 |
| The UPS Store (f/k/a Mail Box | 3 |
| Screenmobile | 3 |
| Signarama | 3 |
| The Exercise Coach | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.