CFBank National Association
Headquartered in Columbus, OH. Analysis based on 72 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $107.2M.
Total 7(a) loans
72
Total approved
$107.2M
Average loan
$1.5M
States funded in
7
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
19.67%
Average rate
7.36%
Average term
155 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 624410 | Child Day Care Services | 6 |
| 517919 | All Other Telecommunications | 4 |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 4 |
| 541519 | Other Computer Related Services | 4 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 3 |
| 423840 | Industrial Supplies Merchant Wholesalers | 3 |
| 541110 | Offices of Lawyers | 2 |
| 722320 | Caterers | 2 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 2 |
| 722511 | Full-Service Restaurants | 2 |
Top 10 states
| State | Loans |
|---|---|
| OH | 61 |
| PA | 3 |
| TX | 3 |
| IN | 2 |
| LA | 1 |
| KY | 1 |
| NV | 1 |
Top franchise brands financed
9 franchise loans across 9 distinct brands.
| Franchise | Loans |
|---|---|
| Tropical Smoothie Cafe | 1 |
| Biggby Coffee | 1 |
| Duncan Oil Co. - Product Suppl | 1 |
| Fleet Feet Sports | 1 |
| Peach Cobbler Factory | 1 |
| Central Ohio Petroleum Markete | 1 |
| Premier Martial Arts Studio | 1 |
| Waters Edge Wineries | 1 |
| "RedLine Athletics", "Redline | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.