Capital Certified Development Corporation
Headquartered in Austin, TX. Analysis based on 99 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $18.9M.
Total 7(a) loans
99
Total approved
$18.9M
Average loan
$191K
States funded in
3
Charge-off rate
2.44%
FY2020–FY2023 cohort
Paid-in-full rate
24.39%
Average rate
8.40%
Average term
122 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 9 |
| 624410 | Child Day Care Services | 9 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 812990 | All Other Personal Services | 5 |
| 312120 | Breweries | 5 |
| 541940 | Veterinary Services | 4 |
| 811192 | Car Washes | 3 |
| 611620 | Sports and Recreation Instruction | 3 |
| 623110 | Nursing Care Facilities | 3 |
| 236220 | Commercial and Institutional Building Construction | 2 |
Top 10 states
| State | Loans |
|---|---|
| TX | 82 |
| NM | 16 |
| AR | 1 |
Top franchise brands financed
14 franchise loans across 10 distinct brands.
| Franchise | Loans |
|---|---|
| The Prep! | 3 |
| Scooter's Coffee | 2 |
| HTeaO | 2 |
| Nora Mental Health | 1 |
| Gameday Men's Health/Gameday | 1 |
| Mathnasium Learning Centers | 1 |
| La Quinta by Wyndham a.k.a. La | 1 |
| Home2 Suites by Hilton | 1 |
| Premier Martial Arts Studio | 1 |
| Baskin-Robbins | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.