BNC National Bank
Headquartered in GLENDALE, AZ. Analysis based on 74 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $33.8M.
Total 7(a) loans
74
Total approved
$33.8M
Average loan
$457K
States funded in
3
Charge-off rate
2.13%
FY2020–FY2023 cohort
Paid-in-full rate
25.53%
Average rate
7.87%
Average term
136 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 623312 | Homes for the Elderly | 5 |
| 541211 | Offices of Certified Public Accountants | 4 |
| 524210 | Insurance Agencies and Brokerages | 3 |
| 621210 | Offices of Dentists | 3 |
| 713990 | All Other Amusement and Recreation Industries | 3 |
| 236118 | Residential Remodelers | 2 |
| 541513 | Computer Facilities Management Services | 2 |
| 337110 | Wood Kitchen Cabinet and Countertop Manufacturing | 2 |
| 722513 | Limited-Service Restaurants | 2 |
| 812199 | Other Personal Care Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| AZ | 72 |
| TN | 1 |
| ND | 1 |
Top franchise brands financed
8 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| FirstLight HomeCare | 2 |
| O.H.S.O. (Outrageous Homebrewe | 1 |
| Firehouse Subs | 1 |
| DQ of Southern Arizona Store O | 1 |
| Rise Modern Wellness | 1 |
| The Medicine Shoppe | 1 |
| 100% Chiropractic | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.