BankUnited, National Association
Headquartered in MIAMI LAKES, FL. Analysis based on 135 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $124.6M.
Total 7(a) loans
135
Total approved
$124.6M
Average loan
$923K
States funded in
17
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
37.97%
Average rate
7.34%
Average term
164 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 7 |
| 624410 | Child Day Care Services | 5 |
| 339950 | Sign Manufacturing | 4 |
| 524210 | Insurance Agencies and Brokerages | 4 |
| 447110 | Gasoline Stations with Convenience Stores | 4 |
| 811111 | General Automotive Repair | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 492210 | Local Messengers and Local Delivery | 4 |
| 238320 | Painting and Wall Covering Contractors | 3 |
| 323111 | Commercial Gravure Printing | 3 |
Top 10 states
| State | Loans |
|---|---|
| FL | 98 |
| MI | 4 |
| CA | 4 |
| IL | 4 |
| CT | 4 |
| TX | 4 |
| IN | 3 |
| AZ | 2 |
| VA | 2 |
| NV | 2 |
Top franchise brands financed
24 franchise loans across 19 distinct brands.
| Franchise | Loans |
|---|---|
| CertaPro Painters | 3 |
| YESCO | 2 |
| Snap-On | 2 |
| Circle K (C-store Agreement on | 2 |
| Midas | 1 |
| Papa John's | 1 |
| InXpress | 1 |
| Stretch Lab | 1 |
| Metal Supermarkets | 1 |
| Smartstyle | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.