BancFirst
Headquartered in Oklahoma City, OK. Analysis based on 724 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $295.2M.
Risk ranking: Among 65 lenders with 500+ mature SBA 7(a) loans (FY2020–FY2023),
BancFirst ranks #37 by charge-off rate (1.28%).
Total 7(a) loans
724
Total approved
$295.2M
Average loan
$408K
States funded in
5
Charge-off rate
1.28%
FY2020–FY2023 cohort
Paid-in-full rate
29.36%
Average rate
6.68%
Average term
120 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 38 |
| 722511 | Full-Service Restaurants | 37 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 34 |
| 484110 | General Freight Trucking, Local | 22 |
| 238990 | All Other Specialty Trade Contractors | 18 |
| 812990 | All Other Personal Services | 17 |
| 541990 | All Other Professional, Scientific, and Technical Services | 17 |
| 811111 | General Automotive Repair | 15 |
| 713940 | Fitness and Recreational Sports Centers | 12 |
| 524210 | Insurance Agencies and Brokerages | 11 |
Top 10 states
| State | Loans |
|---|---|
| OK | 712 |
| TX | 8 |
| KS | 2 |
| FL | 1 |
| MO | 1 |
Top franchise brands financed
67 franchise loans across 42 distinct brands.
| Franchise | Loans |
|---|---|
| HTeaO | 7 |
| Scooter's Coffee | 5 |
| Cicis | 5 |
| Schlotzsky's | 3 |
| Marco's Pizza | 3 |
| Mathnasium Learning Centers | 3 |
| Farmers Insurance Agent Appoin | 3 |
| We Rock The Spectrum Kid's Gym | 2 |
| Simple Simon's Pizza | 2 |
| Subway | 2 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.