b1BANK
Headquartered in BATON ROUGE, LA. Analysis based on 223 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $189.5M.
Total 7(a) loans
223
Total approved
$189.5M
Average loan
$850K
States funded in
5
Charge-off rate
2.26%
FY2020–FY2023 cohort
Paid-in-full rate
18.80%
Average rate
8.48%
Average term
149 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 15 |
| 722513 | Limited-Service Restaurants | 12 |
| 713940 | Fitness and Recreational Sports Centers | 7 |
| 238990 | All Other Specialty Trade Contractors | 6 |
| 621610 | Home Health Care Services | 6 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 |
| 812112 | Beauty Salons | 5 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 5 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 |
| 484110 | General Freight Trucking, Local | 4 |
Top 10 states
| State | Loans |
|---|---|
| LA | 124 |
| TX | 96 |
| CA | 1 |
| AZ | 1 |
| FL | 1 |
Top franchise brands financed
34 franchise loans across 26 distinct brands.
| Franchise | Loans |
|---|---|
| Smoothie King | 4 |
| Marco's Pizza | 4 |
| 7 BREW | 2 |
| Madabolic | 2 |
| Rally's | 1 |
| Restoration 1 | 1 |
| BarkSuds | 1 |
| PJ's Coffee of New Orleans | 1 |
| The Gents Place | 1 |
| Fikes Wholesale, Inc. - Fuel S | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.