Avidia Bank
Headquartered in HUDSON, MA. Analysis based on 73 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $32.7M.
Total 7(a) loans
73
Total approved
$32.7M
Average loan
$448K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
15.56%
Average rate
7.45%
Average term
136 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 10 |
| 621210 | Offices of Dentists | 5 |
| 311920 | Coffee and Tea Manufacturing | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 561730 | Landscaping Services | 3 |
| 812199 | Other Personal Care Services | 3 |
| 311811 | Retail Bakeries | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 2 |
| 562910 | Remediation Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| MA | 66 |
| CT | 5 |
| RI | 1 |
| NH | 1 |
Top franchise brands financed
11 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Crumbl | 2 |
| StretchMed | 2 |
| Big Chicken | 2 |
| Tous Les Jours | 2 |
| Rush Cycle | 1 |
| Mitsubishi Motors Dealer Agree | 1 |
| American Family Care/AFC Urgen | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.