Atlantic Union Bank
Headquartered in RICHMOND, VA. Analysis based on 208 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $162.3M.
Total 7(a) loans
208
Total approved
$162.3M
Average loan
$780K
States funded in
23
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
37.00%
Average rate
8.23%
Average term
128 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 17 |
| 624410 | Child Day Care Services | 12 |
| 722513 | Limited-Service Restaurants | 11 |
| 713990 | All Other Amusement and Recreation Industries | 8 |
| 812112 | Beauty Salons | 7 |
| 722511 | Full-Service Restaurants | 7 |
| 541519 | Other Computer Related Services | 5 |
| 561740 | Carpet and Upholstery Cleaning Services | 5 |
| 541330 | Engineering Services | 5 |
| 811111 | General Automotive Repair | 5 |
Top 10 states
| State | Loans |
|---|---|
| VA | 104 |
| MD | 47 |
| NC | 13 |
| TX | 10 |
| DC | 6 |
| CA | 4 |
| CO | 4 |
| KS | 2 |
| NY | 2 |
| KY | 2 |
Top franchise brands financed
50 franchise loans across 38 distinct brands.
| Franchise | Loans |
|---|---|
| Sandbox VR | 3 |
| Celebree School | 3 |
| Rosati's Pizza | 2 |
| Beauty Bungalows | 2 |
| Right at Home | 2 |
| CycleBar | 2 |
| Wingstop | 2 |
| Primrose Schools | 2 |
| Hotworx | 2 |
| X-Golf | 2 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.